Comparative Financial Analysis report

I need a thorough, side-by-side evaluation of Company A and Company B, both operating in the finance sector. The work centres on three core documents you will source and analyse: the balance sheet, the income (profit & loss) statement, and the cash-flow statement for the most recent three years. Once the data are clean and organised, calculate the full suite of profitability and solvency ratios—gross margin, ROA, ROE, debt-to-equity, interest-coverage, and any other industry-standard metrics you consider essential for a credible picture of risk and return. If you spot a liquidity indicator that adds real insight, flag it; we can decide together whether to include it in the final cut. Interpret the figures in plain language, highlighting trends, year-on-year movements, and any red flags or strengths that jump out. I am looking for a narrative that ties the numbers back to business operations, strategic positioning, and market conditions rather than a table-dump of ratios. Acceptance criteria: calculations must reconcile with published statements; commentary should directly reference the figures provided; insights must distinguish between firm-specific factors and wider industry effects. Tools are up to you—Excel, Google Sheets, Power BI, or another analytics platform—as long as the final files are fully editable. If any statements are missing or require adjustment for differing fiscal year-ends, let me know early so we can agree on the treatment.

Project ID: 40381638