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Project Overview We are looking for an experienced Nigeria-based mobile app developer or development team to build a fast and seamless loan application app. The app should be able to process loan requests in minutes and instantly disburse approved loans to users’ bank accounts. Developers must understand the Nigerian financial ecosystem and have hands-on experience integrating local fintech APIs. Core Features Required 1. User Features Smooth onboarding and registration BVN + NIN verification (SmileID, Dojah, Prembly, VerifyMe) Automated KYC Loan application form Loan history Real-time repayment tracking 2. Loan Processing Engine Automated credit scoring Approval/decline decision engine Instant loan disbursement via: Paystack Flutterwave Monnify Direct bank transfer APIs (e.g., Providus NUBAN) 3. Repayment System Automated repayment schedules Push notifications, SMS, and email reminders Auto-debit setup (Paystack/Flutterwave mandates) In-app manual repayment option 4. Admin Dashboard User management Loan approval and loan limit control Transaction logs Reports and analytics Audit trail for admin actions General App Requirements Cross-platform (Flutter or React Native preferred) Highly smooth user flow and UI/UX Secure backend with API encryption Scalable cloud-based architecture Developer Requirements (Nigeria Only) Must be located in Nigeria Proven experience building fintech or loan applications Strong backend skills (Node.js, Laravel, or Python) Experience with: Nigerian KYC services BVN/NIN verification Local payment gateway integrations Credit scoring workflows Ability to deliver fast and communicate clearly Portfolio of previous Nigerian fintech projects is a strong advantage
Projekt-ID: 40053639
64 Vorschläge
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64 Freelancer bieten im Durchschnitt $467 USD für diesen Auftrag

I have extensive experience in PHP, Mobile App Development, iPhone, Software Architecture, and PayPal API, making me a great match for the Mobile App Developer Needed (Nigeria Only) – Loan App with Instant Disbursement project. I am confident in my ability to deliver high-quality work within your budget and timeline. Please go through my profile its 15 years old see the work I did over the years. No Win No Fee means that your satisfaction is my utmost priority. Lets discuss the job details. Moreover, I am willing to start the job and perform tasks without even being hired; it is just to show my commitment to this project. Looking forward to hear from you.
$525 USD in 10 Tagen
8,7
8,7

Hello!! I read your requirements carefully and understood very well the full scope of building a Nigeria-focused loan application with instant disbursement, automated KYC, BVN/NIN verification, credit scoring, repayment engine, and a secure admin dashboard. I am having more than 10+ years of experience in building fintech systems with BVN/NIN verification (SmileID, Dojah, Prembly), Nigerian payment integrations (Paystack, Flutterwave, Monnify), automated loan workflows, mandate setup, and secure backend architectures using Laravel/Node.js. I will develop a smooth Flutter-based mobile app with onboarding, KYC flows, loan application, instant disbursement, auto-debit repayment, reminder notifications, and complete admin management with logs and analytics. The backend will be encrypted, scalable, cloud-ready, and optimized for high availability. **I WILL PROVIDE 2 YEAR FREE ONGOING SUPPORT AND COMPLETE SOURCE CODE, WE WILL WORK WITH AGILE METHODOLOGY AND WILL GIVE YOU ASSISTANCE FROM ZERO TO PUBLISHING ON STORES.** I am available in your preferred time zone and will work until you are fully satisfied. I eagerly await your positive response. Thanks.
$500 USD in 7 Tagen
8,3
8,3

Hello, HAVE HANDS-ON EXPERIENCE WITH SUCH PROJECT. I have 9+ years of proven experience building fintech and loan-processing apps in the Nigerian ecosystem, and I fully understand the requirement. Your goal is to deliver a scalable, user-centric loan platform with instant KYC, automated credit scoring, and real-time disbursement across local payment gateways. -->> BVN/NIN verification (SmileID, Dojah, Prembly) -->> Automated scoring + instant disbursement (Paystack/Flutterwave/Monnify) -->> Repayment engine with auto-debits & notifications -->> Secure admin dashboard with analytics & audit trails My approach: clean architecture, secure APIs, efficient fintech integrations, and an agile, milestone-driven workflow. Let’s discuss — I have a few queries to clarify before proceeding further.
$250 USD in 7 Tagen
8,5
8,5

Hello, I am a friendly and reliable full-stack developer with solid experience in Shopify, WordPress, PHP, Laravel, React, Node.js, Odoo, and mobile app development (Flutter/React Native). I love building clean, fast, and user-friendly web and mobile solutions. Whether you need custom features, API integrations, Odoo workflows, mobile apps, or UI/UX improvements, I’m here to help. I communicate clearly, deliver on time, and always aim to build long-term working relationships. Happy to support your project anytime! With Regards! Nikhil
$750 USD in 7 Tagen
8,1
8,1

Nigeria has a highly unique financial ecosystem, and as an experienced mobile app developer with a strong background in building fintech platforms, I confidently assert that Einnovention is well-suited for your loan application project. Our portfolio attests to our capability in integrating local fintech APIs and providing solutions that are not only secure but also scalable. Of particular relevance here are our credit scoring workflows, proficiency in working with Nigerian KYC services, BVN/NIN verification skill set, and experience with local payment gateway integrations. We have successfully completed over 248 projects and maintain a 4.9/5 rating on Freelancer because of our client-centric philosophy and focus on long-term partnerships. Trust in our ability to deliver is solidified by our transparent communication, clear milestones setting, and reliable delivery. Choose Einnovention to ensure the construction of your flutter or react-native cross-platform loan application app that delivers a fast & seamless user experience while ensuring the utmost security via API encryption. Beyond completion, we provide free support for over 2 weeks after release guaranteeing maximum user satisfaction. Harness this opportunity to align your vision and join me as we build an impactful solution to reshape the loan disbursal landscape in Nigeria!
$500 USD in 7 Tagen
7,8
7,8

Hi there, I am excited about the opportunity to develop your loan application app, as I have extensive experience in creating seamless fintech solutions tailored for the Nigerian market. Being a Nigeria-based freelancer, I fully understand the local financial ecosystem and have successfully integrated various fintech APIs, including Paystack and Flutterwave, for previous projects. My expertise in developing user-centric mobile applications enables me to build features such as automated KYC verification, real-time loan tracking, and an efficient repayment system. Additionally, my skills in backend development, using Node.js and Laravel, ensure that the app will be both secure and scalable. I am ready to start immediately and would love to discuss how we can make your dream app a reality. Please feel free to message me right away! Could you provide more details about the specific KYC services and APIs you prefer to integrate?
$610 USD in 19 Tagen
6,6
6,6

Hello There!!! ⚜️⭐⭐⭐⭐⚜️(( Fast, secure Nigerian loan app with instant disbursement ))⚜️⭐⭐⭐⭐⚜️ What caught my attention is your need for a truly Nigeria-focused loan app that handles BVN and NIN checks, automated scoring, and real time disbursements without slowing the user flow. You are looking for a developer who understands local fintech APIs and can build an app that processes loans within minutes while maintaining compliance and security. I have worked on fintech projects involving identity verification, credit logic, and payment integrations using services like Paystack, Flutterwave, and Monnify. My approach is to streamline onboarding, connect KYC providers like SmileID or Dojah, and structure the loan engine so scoring, approval, and disbursement happen seamlessly. Three most important features 1. Automated KYC with BVN and NIN verification. 2. Instant disbursement through Nigerian payment gateways. 3. Admin dashboard for loan limits, logs, and analytics. Happy to discuss the workflow and how to structure the backend for reliability and speed. Warm Regards, Farhin B.
$500 USD in 7 Tagen
6,5
6,5

Hello! I am glad to say that i have already developed an Mobile Loan Application with instant disbursement that verifies users quickly, evaluates credit in real time and sends approved funds directly to bank accounts. The goal is to provide fast onboarding, accurate scoring, secure transactions and a smooth borrowing experience tailored to the Nigerian fintech ecosystem. My focus will be on delivering a cross platform app and admin console featuring user onboarding with BVN and NIN verification, automated KYC, a complete loan request flow, automated scoring and decisioning, instant disbursement through Paystack Flutterwave Monnify or direct bank transfer APIs, repayment tracking with reminders and auto debit, and an admin panel for user control loan limits logs and analytics. The solution will ensure secure processing clear navigation and scalable cloud infrastructure. I specialize in Flutter React Node and secure fintech workflows with focus on encryption reliability and compliance ready architecture. My focus will be on building a secure real time trading system that ensures users never miss an opportunity whether executing trades manually or relying on automated strategies. Let us connect to discuss your KYC providers scoring approach and repayment rules so we can outline the end to end build. Best regards Nikita Gupta.
$500 USD in 20 Tagen
6,1
6,1

Hello dyong01! I’m excited about the opportunity to help with your project. Based on your requirements, I believe my expertise in PHP, Node.js aligns perfectly with your needs. How I Will Build It: I will approach your project with a structured, goal-oriented method. Using my experience in PHP, Mobile App Development, iPhone, Software Architecture, PayPal API, Node.js, Backend Development, React Native, Flutter, API Integration, I’ll deliver a solution that not only meets your expectations but is also scalable, efficient, and cleanly coded. I ensure seamless integration, full responsiveness, and a strong focus on performance and user experience. Why Choose Me: - 10 years of experience delivering high-quality web and software projects - Deep understanding of PHP, Node.js and related technologies - Strong communication and collaboration skills - A proven track record — check out my freelancer portfolio. - I’m available for a call to discuss your project in more detail - Committed to delivering results on time, every time Availability: I can start immediately and complete this task within the expected timeframe. Looking forward to working with you, dyong01! Best regards, Ali Zahid Nigeria
$250 USD in 7 Tagen
5,7
5,7

✋ Hi there. I can build your Nigerian loan app with fast onboarding, automated KYC, BVN/NIN verification, and instant loan disbursement through local payment gateways, delivering a smooth, secure experience for users from day one. ✔️ I have experience developing fintech apps in Nigeria, integrating BVN/NIN verification services like SmileID, Dojah, and VerifyMe, and connecting to Paystack, Flutterwave, Monnify, and direct bank transfer APIs. I have implemented automated credit scoring, real-time repayment tracking, and push notifications for repayments in previous projects. ✔️ For your project, I will develop a cross-platform app in Flutter or React Native with a scalable cloud backend, secure APIs, and encrypted data handling. The admin dashboard will include user management, loan approvals, transaction logs, reports, and audit trails. I will ensure smooth UI/UX, fast response times, and clear communication throughout development. ✔️ I can deliver a fully functional MVP with all core features, tested in real Nigerian fintech environments, and provide documentation for ongoing maintenance and scaling. Let’s discuss your preferred tech stack and timelines so I can start building a secure, high-performance loan app. Best regards, Mykhaylo
$500 USD in 7 Tagen
5,4
5,4

Hi There!!! I have carefully read your Mobile App Developer project for a Nigerian loan app with instant disbursement and understand the need for a fast, secure, and locally integrated fintech solution. !!>>> THE PROJECT GOAL IS TO BUILD A SEAMLESS LOAN APPLICATION APP WITH INSTANT DISBURSEMENT FOR NIGERIAN USERS <<<!! I have studied your project description very well and can ensure smooth onboarding, secure KYC, and reliable payment gateway integration. I am best fit for this project because I have hands-on experience building Nigerian fintech and loan apps with instant disbursement features. • Cross-platform mobile app development using Flutter/React Native • Integration with BVN/NIN verification and local payment gateways (Paystack, Flutterwave, Monnify) • Automated loan processing, credit scoring, and repayment tracking I provide basic services like UI/UX design, database management, testing, source code delivery, and deployment setup. I have 9+ years experience as a full stack developer building scalable fintech applications, including previous Nigerian loan and payment apps. Looking forward to chat with you for make a deal Best Regards Elisha Mariam!
$255 USD in 14 Tagen
5,0
5,0

Hi, I have 15+ years of software development experience and can build your fast, secure, and compliant loan application for Nigeria (iOS + Android + Admin). I focus on clean architecture, scalable backends, and reliable fintech integrations. What I will deliver: • Cross-platform mobile apps (Flutter) for Customer & Worker-like flows with smooth onboarding. • Automated KYC (BVN/NIN) integrations (SmileID / Dojah / VerifyMe or your preferred provider) and OTP flows. • Loan engine: credit-scoring automation, approval/decline rules, and instant disbursement via Paystack / Flutterwave / Monnify or direct bank APIs. • Wallet + escrow-like ledgers, repayment schedules, auto-debit integration, push/SMS reminders, and transaction logs. • Admin dashboard: user & loan management, transaction logs, dispute center, analytics, KYC control, and audit trail. • Secure, scalable backend (Laravel / Node) with REST APIs, encrypted data-at-rest/in-transit, role-based access, and CI deployment. • Thorough testing (unit, integration), clear docs, deployment scripts, and a post-launch support window for fixes. Why choose me: • Deep fintech & payments experience and practical knowledge of Nigerian payment/KYC flows. • Focus on security, compliance, and smooth UX to speed approvals and reduce friction. • Clear communication, milestone-based delivery, and maintainable code. I’m ready to discuss requirements and begin planning the milestone roadmap.
$320 USD in 7 Tagen
5,2
5,2

I can handle this mobile loan app development tailored specifically for the Nigerian financial ecosystem. I understand the importance of fast, secure user onboarding and seamless integration with BVN + NIN verification services like SmileID and Dojah, ensuring smooth automated KYC. I will build the loan processing engine with automated credit scoring and decision-making, integrating popular local fintech APIs such as Paystack, Flutterwave, and Monnify for instant disbursement and repayments. Using Node.js and PHP, I will ensure the backend is robust, scalable, and maintains smooth communication with banking APIs like Providus NUBAN. My approach guarantees clean, maintainable code with a focus on performance and user experience, including features like real-time repayment tracking and proactive notifications. Do you prefer me to also handle deployment and post-launch support?
$375 USD in 7 Tagen
5,0
5,0

Hi there, I am confident that I am the right fit for developing your seamless loan application app tailored for the Nigerian ecosystem. With extensive experience in fintech app development, I have successfully integrated local payment gateways and KYC services, ensuring efficiency in processing loan requests. I will prioritize a smooth user flow and a secure backend to guarantee instant loan disbursements, aligning perfectly with your requirements. I can commence work immediately, targeting a preliminary version in 4 weeks.
$250 USD in 2 Tagen
4,7
4,7

Nice to meet you dyong01, It is a pleasure to communicate with you. My name is Anthony Muñoz, I am the lead engineer for DSPro IT agency and I would like to offer you my professional services. I have more than 10 years of working as a Backend and Software developer, I have successfully completed numerous jobs similar to yours therefore, and after carefully reading the requirements of your project, I consider this job to be suitable to my area of knowledge and skills. I would love to work together to make this project a reality. I greatly appreciate the time provided and I remain pending for any questions or comments. Feel free to contact me. Greetings
$878 USD in 7 Tagen
4,7
4,7

✨ Let's make your mobile app development project seamless and stress-free Hello dyong, I see you need a fast and seamless loan application app for Nigeria, with instant loan disbursement and automated processes. I understand how important efficient loan processing is without delays. I've built similar solutions for the financial industry. I'll deliver a user-friendly app that processes loans in minutes, integrates with local fintech APIs, and ensures instant disbursement to users' accounts. Successfully delivered numerous fintech projects with 5-star ratings. Available to start immediately — first milestone ready in 2 weeks. I'd love to discuss your vision. When works best for a quick 10-minute call? Worst case, you'll get free insights to guide your project. Looking forward to collaborating, Piyush Gupta Mobile App Developer | 5+ Years
$450 USD in 15 Tagen
4,5
4,5

Hi there, I've reviewed your project requirements and am genuinely interested in working on this project. I have 7 years of experience in fintech mobile app development. I understand the importance of smooth user flows and secure backend architecture in fintech applications. I can handle the complete mobile app development using Flutter, backend built with Node.js, integration with Nigerian KYC services, payment gateway integration, automated credit scoring and loan processing engine, real-time repayment tracking and a comprehensive admin dashboard with user management and make sure everything is delivered on time with quality work. My estimated timeline is 4-6 weeks for full development, testing, and deployment with all core features integrated, and I'm proposing $500-750 USD for this project, with milestones for onboarding/KYC module, loan engine and disbursement, repayment system, and admin dashboard. I'm flexible with revisions and keep communication simple and regular. I have previously built fintech applications with local payment integrations and credit workflows. Please let me know if you'd like to review my portfolio or discuss any specific requirements. Happy to answer any questions you have! Best regards, Shawana
$500 USD in 30 Tagen
4,5
4,5

welcome I can deliver a fast, secure, and fully compliant Nigerian loan application app with end-to-end features including BVN/NIN verification, automated credit scoring, instant disbursement, and a robust admin dashboard. I have hands-on experience integrating Nigerian fintech APIs Paystack, Flutterwave, Monnify, Dojah, Prembly and building scalable fintech systems with smooth UI/UX. I will provide a cross-platform Flutter/React Native app, a secure backend, clean architecture, and reliable communication throughout development. Gratefully Umair Hassan k
$600 USD in 21 Tagen
4,3
4,3

Hello, I HAVE DEVELOPED NIGERIAN FINTECH MOBILE APPS BEFORE! With 8+ years of experience in mobile app development and fintech solutions, I can deliver a secure, high-performance loan application tailored to the Nigerian market. → The app will provide smooth onboarding, automated KYC, BVN/NIN verification via SmileID, Dojah, or VerifyMe, and instant loan disbursement using Paystack, Flutterwave, Monnify, or direct bank APIs. → Users will have real-time loan tracking, repayment schedules, push/SMS/email notifications, and in-app manual repayment options. → The admin dashboard will offer full control over user management, loan approvals, transaction logs, analytics, and audit trails. → Cross-platform mobile app (Flutter/React Native) with seamless UI/UX → Scalable, secure backend with encrypted APIs and automated credit scoring → Fast, reliable integration with Nigerian KYC, payment gateways, and banking APIs Your goal of building a fast, fully automated loan app with instant disbursement aligns perfectly with my expertise in Nigerian fintech ecosystems. I can deliver a production-ready, fully compliant solution with clear documentation, secure architecture, and post-launch support. Best regards, Sushma S.
$300 USD in 7 Tagen
5,0
5,0

Hello, I hope you are doing well. You’re building a Nigeria-first loan app with instant disbursement. I’ve delivered Nigerian fintech projects end-to-end, including BVN/NIN verification and KYC with SmileID, Dojah, Prembly, VerifyMe, plus automated KYC and a robust credit-scoring/approval engine. I’ll build a cross-platform mobile app (React Native) with a secure Python backend on Azure/AWS, a modular loan engine, and hardened APIs. Disbursement will flow through Paystack, Flutterwave, Monnify, and Providus NUBAN, with real-time repayment tracking, push/SMS/email reminders, and auto-debit options. Admin dashboard covers user mgmt, loan controls, transaction logs, reports, and audit trails. MVP milestones: onboarding + KYC, loan processing + disbursement, repayment module, admin analytics. Target MVP in 45 days for around $700. Please feel free to contact me so we can discuss more details. I am looking forward to the chance of working together. Best regards,
$250 USD in 5 Tagen
3,8
3,8

Lagos, Nigeria
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₹12500-37500 INR
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₹1500-12500 INR
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₹12500-37500 INR
£250-750 GBP
₹600-1000 INR
₹12500-37500 INR
$30-250 USD
₹600-1000 INR / Stunde
₹12500-37500 INR
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$250-750 AUD
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