123904 Complete Joomla Installation

I need a joomla savvy programmer to finish my joomla install which was not completed correctly. Problem 1. I cannot upload templates within the software. I tried setting permissions, but this did not work. the directory is still unwritable and I need someone to fix this. I am not sure if it is a server issue or a Joomla issue Problem 2. The template is not showing up on the home page. There is a message that says "you do not have permission to access this directory"